Analysis of human activity showed that such a thing as risk can be inherent in almost any form of activity. This statement may be related to various conditions and factors that influence the decisions made as a result. To date, we can conclude that, according to practice, the risk of non-fulfillment of the intended goals can arise with the universality of commodity-money relations, as well as with some competition among participants in the economic turnover.

The complication of existing financial and socio-organizational systems has arisen due to processes such as globalization in the economy, in finance, in society as a whole. As a consequence of all of the above, an increase in their instability and uncertainty can be noted. Today it can be noted that economic institutions and social institutions are in one way or another affected by external and intrasystemic events, which at one time can lead to significant and sometimes catastrophic losses.

Based on the foregoing, it can be argued that the gradual introduction into the management process of the institutions under consideration of mechanisms for regulating sensitivity to various risks is relevant [1].

It can be noted that the use of the monetary sector of the economy with its dynamic conjuncture, with a sufficiently high level of payback and short-term projects quickly managed to accumulate resources in order to invest in the development of risk management.

You can also observe that all this allowed them to apply the same basic principles to minimize risks in a short period of time. It also made it possible to obtain validity and profit from decisions made.

Issues such as enterprise risk management, development of an enterprise risk management mechanism taking into account current realities remain one of the main and significant.

In practice, long periods of project implementation, a small amount of investment, a relatively low return on investment, a rather low indicator of economic literacy of administrative and managerial personnel, all this hinder the objective analysis and assessment of the merits of the concept of risk reduction in the enterprise.

All of the above can lead to rather inefficient financial management, incorrect strategic planning for the development of an enterprise, and the lack of forecasting of the results of the financial and economic activities of the enterprise [2].